It is extremely important that you connect with a qualified lender. Your loan officer will review your goals and finances to determine what you qualify to buy. If you would like help selecting a qualified lender, contact us for a list of lenders we've enjoyed working with in the past. The pre-approval process will help you in the following ways:
You will know in advance what your payments will be.
You won't waste time considering homes you cannot afford.
There are many loan options and programs to choose from in today's market. Your lender will explain the alternatives to help you select the one best suited for you.
Almost not one will accept your offer without a pre-approval letter attached.
You will have an estimate of your closing costs and we will explain them to you in detail.
You will have peace of mind.
Best Piece of Advice: Take the pre-qualification one step further and get a full loan approval.